- Managerial Grant to Tribal Service Cooperative Societies
In predominantly Scheduled Tribe areas, Primitive Tribe Agricultural Credit Cooperative Societies implement various welfare schemes. These societies often incur losses due to high managerial financial burdens. Therefore, managerial grants are provided to keep these societies financially sustainable.
Eligibility: Only Primitive Tribe Agricultural Credit Cooperative Societies that incurred a loss of more than ₹10,000 in the previous year.
Assistance: Maximum grant of ₹10,000. A society receiving this aid will not be eligible for additional assistance for the next three years.
- Cooperative Sugar Factory Capital Investment / Loan Assistance
Financial assistance is provided for establishing new factories, expansion, and meeting working capital requirements for sugarcane procurement. Eligible factories are those currently crushing sugarcane and capable of repaying government dues.
- Loan Assistance: Interest rate is 9.5%. Maximum repayment period for working capital is 1 year. Penalty interest for default is 3%.
- Share Capital Investment: Provided upon approval for establishment or expansion. Repayment starts after 5 years, in 10 equal installments.
- Grant: Provided for specific special purposes with State Government approval.
- Thakur Pyare Lal Singh Award
Awarded to one society or person for outstanding work in the field of cooperation in the state.
- Interest Subsidy for Farmer Loans
Farmers are provided interest-free short-term loans (0% Interest) through cooperative societies / banks for various sectors:
- Agriculture: Up to ₹5,00,000 interest-free short-term agricultural loan.
- Fisheries & Horticulture: Up to ₹3,00,000 interest-free loan for farmers and societies.
- Lac Producers: Up to ₹2,00,000 interest-free loan through cooperative societies.
- Cattle Rearing: Up to ₹2,00,000 at 1% interest; from ₹2,00,000 to ₹3,00,000 at 3% interest.
- One-time Grant to Cooperative Societies
A one-time grant of ₹50,000 per society is provided to the 725 newly formed Primary Agricultural Credit Cooperative Societies (PACS) restructured in 2020 for operational and office setup expenses.
- Agricultural Credit Stabilization Fund (Loan to State Cooperative Bank)
To convert short-term agricultural loans into medium-term loans during natural calamities, the State Government provides a 2.50% share as a loan to State Cooperative Banks to strengthen this fund.
- Digitization of Primary Agriculture Cooperative Societies (PACS)
A centrally sponsored project aimed at computerizing all PACS in the state to improve efficiency, accountability, transparency, and profitability.
- Duration: 2022–23 to 2026–27 (5 years).
- Cost: ₹3.91 lakh per society (Sharing ratio 60% Centre : 40% State).
- Software: Developed at the national level; costs and training covered by GoI and NABARD.
- Maize Processing Unit (Kondagaon) Reimbursement
The State Government is reimbursing ₹5.99 crore to the Maa Danteshwari Maize Processing Society as compensation for the transition to a maize-based ethanol plant at Kondagaon.
- Computerization of State Registrar Cooperative Societies Office
A project to digitize the Registrar's office and subordinate district offices to create a complete digital ecosystem and ensure fully paperless operations.
- Building Construction for Chhattisgarh Cooperative Training Institute
Provision for the construction of a building to establish a cooperative training institute under the Chhattisgarh State Cooperative Bank.
- Share Capital for Cooperative Societies
The objective is to increase the borrowing capacity of credit societies. The State Government invests in the share capital of State Cooperative Banks, DCCBs, PACS, Sugar Factories, and Marketing Societies.
- Share Purchase Grant for SC/ST Members
To promote membership and ensure credit access/interest subsidy for SC/ST and weaker section farmers/laborers in PACS and Tribal Service Societies.
- Target: Small and marginal farmers of SC/ST categories in the society's area.
- Assistance: ₹500 per member (Directly deposited into the share capital account).
- Limit: Maximum ₹50,000 per society per financial year.
- Short-Term Agricultural Loan Waiver Scheme
Short-term agricultural loans taken by farmers from PACS up to 30-11-2018 were waived off by the State Government.
- Warehouse Construction Scheme (NABARD)
Construction of 200 MT capacity warehouse-cum-office buildings for 100 warehouse-deficient societies with a total cost of ₹21.11 crore.
- Sarguja & Bastar (20 Societies): 10% Society contribution : 90% State assistance.
- Other Divisions (80 Societies): 20% Society contribution : 80% State assistance.
- Upgradation of PACS to Multi-Purpose Cooperative Societies
To enable PACS to perform non-traditional business for extra income, a grant of ₹10 lakh is provided for projects up to ₹25 lakh.
- Maximum Project Cost: ₹25.00 lakh (₹10 lakh grant, balance from own resources or loan).
- Frequency: Financial aid is provided only once to an eligible society.
- Merger of State/District Agricultural and Rural Development Banks
Provision for grants to compensate for losses incurred by cooperative banks due to the merger of State/District Agricultural and Rural Development Banks into them.
- Strengthening of Marketing Cooperative Societies
Provides financial assistance to marketing societies to start new businesses using their available land. Launched on 01.04.2014.
Loan (10% Interest) Share Capital Grant Total 50% 40% 10% 100%
- Supervision & Direction: Covers operational expenses of Commissioner and district level offices.
- Grant to State Cooperative Union: For operating training centers and other activities.
- State Cooperative Election Commission: Budget for office operations and conducting elections.
- Chhattisgarh State Cooperative Tribunal: Budget for operational and judicial expenses of the tribunal.